AI-Powered Tax Return Extractor

Extract income, deductions, credits, and liability data from completed tax returns—1040, 1120, 1065, 990—for auditing, lending, and financial analysis.

SOC 2 Type 2 certified IRS-compliant processing 256-bit encryption

See tax return extraction in action

Upload any document — PDF, scan, or photo — and get structured data back immediately. No setup, no templates, no waiting.

Compliance

Built for regulated industries

SOC 2 Type 2

Audited controls over a sustained period, not a point-in-time check.

AES-256 encryption

Bank-grade encryption at rest and TLS 1.2+ in transit.

24-hour deletion

Documents deleted within 24 hours. No copies retained.

How it works

Three steps from document to structured data

Upload or forward

Drag and drop files, connect a cloud drive, or set up email auto-forwarding. Any file format works—PDF, JPEG, PNG, TIFF, or digital documents.

AI reads and extracts

The AI identifies fields by context and meaning, not fixed coordinates. Names, dates, amounts, and custom fields are extracted automatically.

Export anywhere

Get structured output in Excel, Google Sheets, CSV, or JSON. Use the REST API for direct integration into your systems.

What teams are saying

“We underwrite SBA loans and need data from three years of business returns per applicant. Tax return extraction processes the full stack and gives us the line items we need for cash flow analysis.”
MR
Michael R.
SBA Lending Manager
“Due diligence on acquisitions requires reviewing years of corporate returns. Extracting the key financial metrics automatically saved our team weeks of manual review.”
LL
Laura L.
M&A Analyst
“The API integration with our loan origination system means extracted tax data flows directly into the application file. No more re-keying numbers from PDF returns.”
JB
Jason B.
Mortgage Technology VP

Tax return extraction for financial analysis and lending

Tax return extraction serves a different audience than tax preparation. Rather than processing source documents to prepare a return, tax return extraction reads completed tax returns—filed 1040s, 1120s, 1065s, and 990s—and pulls out the financial data they contain. Lenders use this for income verification. Auditors use it for compliance review. Financial analysts use it for business valuation and due diligence. In each case, the need is to extract specific line items from a completed return quickly and accurately.

The lending use case for tax return extraction is particularly high volume. Mortgage lenders, SBA loan underwriters, and commercial lenders routinely request two to three years of tax returns from applicants. Manually reviewing each return to locate adjusted gross income, business income, depreciation, and other relevant line items is time-consuming and error-prone. AI-powered tax return extraction automates this process.

Lido reads completed tax returns of all types—individual (1040), corporate (1120), partnership (1065), and nonprofit (990)—and extracts key financial metrics into structured output. For lending workflows, the system can be configured to extract the specific line items that underwriting guidelines require, such as Schedule C net profit, rental income from Schedule E, and self-employment tax from Schedule SE.

Organizations evaluating tax return extraction should consider support for all return types, accuracy on multi-page returns with schedules and attachments, API availability for underwriting system integration, and processing speed for high-volume loan pipelines. Lido provides comprehensive form coverage, field-level confidence scoring, and output in formats compatible with loan origination systems.

Frequently asked questions

What is tax return extraction?

Tax return extraction is the automated process of reading completed tax returns and pulling out specific financial data. It is used by lenders, auditors, and financial analysts to extract income figures, deductions, and tax liability from filed returns without manual line-by-line review.

Which tax return types are supported?

Lido extracts data from individual returns (1040 and variants), corporate returns (1120), partnership returns (1065), S-corp returns (1120-S), and nonprofit returns (990). Supporting schedules and attachments are also processed.

How is tax return extraction used in lending?

Lenders use tax return extraction to verify borrower income from filed returns. The system extracts adjusted gross income, business income, rental income, and other line items that underwriting guidelines require, feeding them directly into loan origination systems via API.

Can tax return extraction handle multi-page returns?

Yes. The AI processes complete returns including all pages, schedules, and attachments in a single upload. It identifies each component and extracts the relevant fields from every page.

How accurate is tax return extraction?

AI-powered extraction achieves 95 to 99 percent accuracy on printed tax returns. Confidence scoring flags uncertain values, which is essential for lending decisions where income figures must meet verification standards.

Simple, transparent pricing

Start free with 50 pages. Upgrade when you’re ready.

Standard
$29 /month
100 pages per month · 1 user
  • Any file type supported
  • Excel, CSV, JSON export
  • Email auto-forwarding
  • AI columns for custom fields
  • SOC 2 Type 2 compliant

Built on Lido’s OCR engine

Enterprise
Custom
From $30,000/year
  • Everything in Scale
  • Custom ERP integrations
  • Dedicated account manager
  • Live onboarding
  • BAA for HIPAA
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Built on Lido’s OCR engine

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